4 holiday shopping predictions you can take to the credit union in 2020

first_img 8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Details If you’re confused by the title of this article, it was intended to be a play on the phrase “take to the bank.” Also please don’t print off these predictions and hand them to your CU teller. They will be highly confused. Anyway, I think I’ve mentioned before that one of my favorite activities on Thanksgiving night is to hit up Best Buy and stock up on the 5 and 10 dollar Blurays. That ain’t happening this year. #DangYouCovid. Nevertheless, holiday shopping is still going to be a thing, so here are four predictions for the 2020 holiday shopping season …Online sales will shatter all records: I’ll be honest, I feel good about this one. With retailers not having the usual availability for in-person shopping, online shopping is going to, as they say, “have a year.” Shopping from the “COVID-free zone”, aka the couch, looks pretty good these days, and there’s absolutely no doubt that online sales will destroy all previous records for holiday revenue.Deals will be a bigger deal: While people obviously spend piles of cash on holiday deals, you’re definitely not always buying off the sales list when you’re picking up gifts for your friends and family. This year, that may be slightly less true. With Americans looking to save more than usual in 2020, I think there’s a good chance that sales will have a greater impact on what people are buying this year than ever before.Shoppers will be finished shopping earlier than ever: The pandemic forced Amazon to move their annual Prime Day from the middle of summer to the middle of October this year, and this may have been an early kickoff to the holiday shopping season. With the realization that Black Friday is (at least for this year) a thing of the past, there’s really no reason for consumers to wait until after Thanksgiving to start working on their shopping list.Shipping will be more frustrating than ever: More things to ship equals busier shipping companies. That’s basic math. Or something. But seriously, if you’re thinking you can order something on Dec 21 and have it by Christmas, you may want to rethink that.last_img read more


Wolf Administration Works to Expand Vanpool Options for Workers, Assist Persons with Disabilities

first_img March 27, 2017 Press Release Harrisburg, PA – In support of the Employment First initiative to help people with disabilities find employment, Governor Wolf and the Pennsylvania Department of Transportation (PennDOT) announced a new Vanpool Incentive Program to create vanpools across the state that would provide a lower-cost alternative for people to commute to work.“Transportation access can be a deciding factor in whether someone is able to work, so anything we can do to expand options is good for Pennsylvanians,” Governor Wolf said. “No matter their abilities, people should have access to jobs that pay.”The program will invest up to $1 million annually and is open to government entities, non-profit entities and transportation companies. Approved vanpools will be offered an initial 50-percent cost incentive, up to $800 per vanpool per month based on van size, that is phased out over three years for non-ADA accessible vanpools.ADA-accessible vanpools would be eligible for a monthly subsidy up to $1,200 per van, and would be eligible for an ongoing $400-per-month subsidy after the third year. Participants would also be eligible for state investments to cover the cost to convert a van to be ADA-accessible.“Although public transportation is available in some form in every Pennsylvania county, we’re always looking for new ways to efficiently provide and expand transportation options,” PennDOT Secretary Leslie S. Richards said. “We strongly encourage participation in this new program.”To qualify for the program, entities must create a new vanpool that has not operated previously to or from the identified destination or origin point. The vanpool must also have at least an expected 60-percent occupancy: five riders for seven-person vans; seven riders for 10-person vans; nine riders for 12-person vans (including ADA); and 11 riders for 15-person vans.To ensure proof of membership, vanpool riders will pay a minimum of $25 per month, with the final cost determined by providers.When officially opened in May, the application period will be announced via the Pennsylvania Bulletin. PennDOT expects to select the first vanpool program participants in the 2017-18 state fiscal year. Agencies or providers interested in the program may email [email protected]  for more information. Wolf Administration Works to Expand Vanpool Options for Workers, Assist Persons with Disabilitiescenter_img SHARE Email Facebook Twitterlast_img read more


GO-TIME: DEP Grant Modernization Is Increasing Efficiency, Improving Review Timelines

first_img October 25, 2017 GO-TIME: DEP Grant Modernization Is Increasing Efficiency, Improving Review Timelines SHARE Email Facebook Twittercenter_img Efficiency,  Environment,  GO-TIME,  Government That Works,  Innovation,  Press Release Harrisburg, PA – The Department of Environmental Protection (DEP) announced today that the use of a centralized electronic system for grants is reducing costs, increasing efficiency and significantly shortening the application review time while maintaining a thorough evaluation process.When fully implemented, e-grants will be available for 30 grants administered by DEP, saving $200,000 annually.“Modernizing this grant application system is improving customer service for many citizens, nonprofit organizations, local governments, and businesses,” said DEP Secretary Patrick McDonnell. “With this advancement, we are making the process more efficient as we keep our comprehensive reviews in place and ultimately speed up the support for these important environmental programs in communities across the commonwealth.”DEP was the first agency to begin using the Department of Community and Economic Development’s (DCED) electronic grants system for one of its programs. This has allowed DEP to modernize its application and review processes without having to build or buy its own system.The Environmental Education grant program was the first to accept electronic applications, starting last fall. The Alternative Fuel Vehicle, Small Business Advantage, and Coastal Zone Resource Management grant programs have begun accepting electronic applications in the past six months.The e-grant system reduces applicant errors and allows for electronic approval, which reduces processing time and speeds review. DCED provides online application customer support. DEP staff score applications online and no longer perform manual data entryAs a result of these and other efficiencies, the grant review process that formerly required about two weeks has been reduced to an average of two days.The new grant system complements ongoing work to shift agency-wide permitting from paper to online applications, part of a major effort to modernize technology at DEP that launched in January 2016. In March of this year, DEP announced an electronic mining permit application for surface coal mines that will make the permit review process faster for DEP and operators and provide more transparency to the public.The new process is a DEP initiative developed through the Governor’s Office of Transformation, Innovation, Management, and Efficiency (GO-TIME).GO-TIME is working to modernize government operations to reduce costs and improve services. GO-TIME works with agencies to identify opportunities to share resources, collaborate and engage employees in transformation.last_img read more


Vargas cameo impresses Redknapp

first_imgHarry Redknapp believes Eduardo Vargas can fire the goals to guide QPR to Premier League safety. Former Spurs striker Zamora seized on poor positioning from Martin Skrtel, Dejan Lovren and holding midfielder Emre Can to dictate QPR’s play. Zamora teed up both gilt-edged chances for Fer, with Redknapp hailing his 33-year-old forward’s astute play. Should the QPR boss opt to move Vargas into the starting line-up then his praise of Zamora hints at Charlie Austin dropping to the bench. “They couldn’t play Bobby could they? That was our plan,” said Redknapp. “I thought we played good football when we had to, dropped it up to Bobby and joined him when we had to. “He was unplayable I thought for 70 minutes. “They are a good group of lads, and they deserved something out of that game. “I just feel sorry for them, they gave everything.” A frustrated Redknapp bemoaned QPR’s injury run, with Rio Ferdinand picking up a groin issue and Sandro suffering a recurrence of his original groin strain too. “Jordon Mutch came in, who I think is going to be a top player, but we can’t get him fit at the moment, he’s got a hamstring, so he can’t play,” said Redknapp. “Sandro’s got a groin (problem) again, he came off on Sunday; it’s been difficult to get a settled team. “Joey Barton’s out, has been for six, seven weeks, it’s been difficult getting people fit. “Rio had a groin problem as well, he had an injection in the week and hadn’t trained.” Press Association Chile striker Vargas twice thought he had rescued a point for Rangers in Sunday’s clash with Liverpool, only for Steven Caulker’s own goal to hand the Reds a 3-2 victory. Rangers boss Redknapp admitted he will be hard pressed to leave Napoli loan recruit Vargas out of his starting line-up after his two-goal cameo at Loftus Road. “I’ve got no doubts we’ll be okay and that we’ll stay up,” said Redknapp, despite QPR remaining rooted to the bottom of the Premier League. “And the little boy Vargas has given me even more confidence. “To see him come on and get two goals, when he got two for Chile as well in midweek: he’s a goalscorer. “And he nearly scored another at the end with Skrtel, when he was coming in to dive in and head it. “He’ll score goals and he’s going to be a big asset for us. It’s going to be difficult to leave him out of the team.” Former Tottenham boss Redknapp has shrugged off speculation linking the likes of Tim Sherwood to a Loftus Road takeover. Les Ferdinand has arrived as head of football operations, but Redknapp remains in overall senior control. Holland midfielder Leroy Fer struck the crossbar twice in Sunday’s first half where QPR were almost totally dominant, with Bobby Zamora causing untold headaches for Liverpool’s defence. last_img read more