Margaret Snowden, chair of the Pensions Administration Standards Association, added: “I think we make it hard for people to save sometimes by insisting that they save X percent every week or every month without fail.“A little bit more flexibility to allow them to increase or decrease contributions as they go through life would be favourable. We need our systems to be a lot more flexible, to cater to what the members actually do.”Bill Galvin, chief executive of the Universities Superannuation Scheme (USS), the UK’s largest pension fund, echoed calls for flexibility to help cope with the rising cost of retirement provision and help individuals “manage through changes in circumstances and changes in their position”.Dean also highlighted research being done by NEST’s Insight arm into the potential benefits of so-called “sidecar savings”. NEST launched a pilot programme earlier this year designed to help auto-enrolled savers build up an emergency pot of liquid savings alongside their pension.She cited Harvard University research that had shown benefits for individual savers in terms of health, financial wellbeing and pension saving, and called for more research into similar areas.“There’s quite a bit of academic research looking at… how can you translate a long-term goal into a short-term goal for someone,” Dean added. “Should you talk about saving a certain amount of money this year? Or is it better to say, ‘you’ve bought a year of retirement’? We need to understand what works in practice: try different things with cohorts of members and do proper A/B testing to see what works.”The PLSA this morning launched a set of “Retirement Living Standards”, an illustrative framework to help individuals picture the lifestyle they want when they retire and what it might cost. Forthcoming regulations should focus on making the UK pension system more flexible for defined contribution (DC) savers, according to speakers at the Pensions and Lifetime Savings Association’s (PLSA) annual conference in Manchester.Helen Dean, chief executive of £8bn ((€9.3bn) DC master trust NEST, called for a more holistic approach to retirement savings, taking into account long-term and short-term savings as well as “scalable, affordable solutions” for the decumulation stage, in particular for lower earners.“Automatic enrolment has been a great thing – it’s got people saving, and it’s a great foundation to build on,” Dean said. “But having built the foundations, we now need to build the house.”She highlighted women and self-employed workers as two groups requiring more flexibility than the current DC system allows.
Tweet Sharing is caring! Share Derick Sylvester says the post mortem determined Oscar Bartholomew (pictured above) died as a result of trauma to the head. (Photo: Bartholomew family)ST GEORGE’s, Grenada — The attorney representing the wife of a Grenadian-born Canadian who died Tuesday, hours after being beaten allegedly by police officers, has demanded that an investigator be brought in from another jurisdiction to ensure that an independent probe is conducted into the matter.Derick Sylvester said the investigation into the circumstances leading to the death of the 39-year-old Oscar Bartholomew should be “unbiased, clear and open”.“We’re concerned that to date, no one has been detained and or arrested in relation to this matter,” he told a media conference yesterday.The attorney said the post mortem determined Bartholomew died as a result of trauma to the head, and had multiple skull fractures and a brain haemorrhage.Police Commissioner, Wilan Thompson, said the officer in charge of the police station in the eastern parish of St. David where the incident reportedly occurred has been replaced, while two others are assisting with the investigation.“To date, all the officers who were present at the station at the time of the incident have had a preliminary interview. Reports have also been submitted by the officers,” he said.“Further, some officers at the station will be reassigned to other areas so as to allow the investigation to proceed quickly and unimpeded.”But Sylvester said authorities should seek outside assistance “to ensure that it (the investigation) is fair because justice is all about perception. You can’t have the cat watching the cheese…”He said there appeared to be a “breeding of police brutality in the country” with numerous lawsuits filed against law enforcement officers over the last 10 years.On Wednesday, Prime Minister Tillman Thomas visited the family of the deceased and expressed sorrow at the incident. He said the Attorney General’s Chambers has been asked to assist with the investigation.“I have directed the respective government departments and agencies, including the Attorney General’s Chambers, to provide the support necessary for the full and unimpeded investigation of this occurrence,” Thomas stated.Bartholomew died at hospital, a day after he was arrested for assaulting an officer.This followed an incident in which he reportedly hugged a plainclothes female police officer whom he mistook for an old friend.Caribbean 360 News 69 Views no discussions Share Share NewsRegional Grenadian attorney demands outside help to investigate fatal beating by: – December 31, 2011
Everton are using Zoom and Skype to keep Super Eagles ace Alex Iwobi and teammates busy as well as recuperating players. The likes of Morgan Schneiderlin after his recent knee surgeon is scheduled to have a date on the video conferencing application next week.Advertisement Read Also: Ighalo deserves new Man United deal – Arsenal legendDonachie also revealed that using Zoom and Skype is helping Everton to keep their players competitive – by mainly using stationary bikes – despite the lack of football.He added: ‘It isn’t always possible because of logistics. I have a group of four, for example, and two of them don’t have bike, so we can’t do the bike session together.‘But we have a weekly log of their sessions and that has introduced an element of competition because some of them want to do more sessions than anyone else – and see that recorded.’FacebookTwitterWhatsAppEmail分享 It is part of Everton’s plan to help every injured player on their road to recovery while also adhering to the government’s social distancing guidelines.Everton are currently without Schneiderlin, Jean-Philippe Gbamin and Cenk Tosun.Speaking to the Guardian, Everton’s director of medical services, Danny Donachie, said: ‘The two most challenging situations are with Morgan and Cenk.‘They are not able to do any weight-bearing exercise. Most of what we’d have done with them would be hands-on, and that’s not possible.‘We are doing regular Skype sessions with them but what we can do practically is very limited. Morgan is due to see the surgeon on Monday next week and we will do that via Zoom.‘From then he can probably do more exercise, so I will be doing one-to-one videos with him every day.’ Loading… Promoted ContentWhich Country Is The Most Romantic In The World?The Very Last Bitcoin Will Be Mined Around 2140. Read More11 Most Immersive Game To Play On Your Table Top7 Black Hole Facts That Will Change Your View Of The UniverseA Hurricane Can Be As Powerful As 10 Atomic Bombs10 Stargazing Locations To ‘Connect With Nature’Gorgeous Asian Actresses All Men Are Crazy AboutWho Is The Most Powerful Woman On Earth?10 Hyper-Realistic 3D Street Art By OdeithMacaulay Culkin’s Own Version Of The New ‘Home Alone’10 Risky Jobs Some Women Do14 Hilarious Comics Made By Women You Need To Follow Right Now